Talking FACS
Episodes

May 2, 2022
Financial Recovery after a Natural Disaster
May 2, 2022
May 2, 2022
16 min
Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
Special Edition Episode: MoneyWi$e 11, Season 4
"(Storm) Survivors are faced with so many decisions that can affect their family's financial well-being and their over all well-being." -Nichole Huff
At one time, we thought spring was the storm season in Kentucky. And while we still see many spring storms, it seems any season is now storm season! This month for the Talking FACS MoneyWi$e segment, Dr. Nichole Huff discusses how to recover financially from natural disasters. She shares steps to take immediately after the disaster occurs as well as things you can do before disaster strikes in hopes of mitigating the financial effects left in a storm's wake.
For more information about this topic and other MoneyWi$e topics, visit:
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page

Apr 4, 2022
Spring Clean Your Budget
Apr 4, 2022
Apr 4, 2022
12 min
Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
Special Edition Episode: MoneyWi$e 10, Season 4
Spring is in the air, making it a perfect time to renew your . . . BUDGET! On this episode of Talking FACS, Dr. Nichole Huff explains exactly why our budgets need a spring refresh and the steps we need to take to ensure that we are making the most of our spending plans.
Don't think of your budget as restrictive, "Just think of it as assigning every dollar a job." - Nichole Huff
Track Your Spending (Consumer Financial Protection Bureau)
For more information about this topic and other MoneyWi$e topics, visit:
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page

Mar 7, 2022
Mar 7, 2022
17 min
Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
Special Edition Episode: MoneyWi$e 9, Season 4
Identity theft continues to be problematic for many people in spite of our best efforts to protect our personal information. On this episode of Talking FACS, Dr. Nichole Huff, outlines some real life issues surrounding Unemployment Insurance Fraud and how those who have experienced it can take steps to rectify the situation.
Identity Theft Step-by-Step Guide:
Federal Trade Commission
To check your Social Security Statement online visit:
Social Security Administration
For more information about this topic and other MoneyWi$e topics, visit:
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page

Feb 7, 2022
Setting Up Kids for Financial Success
Feb 7, 2022
Feb 7, 2022
15 min
Host: Dr. Jennifer Hunter, Assistant Director for Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management and Kelly May, Extension Associate for Family Finance and Resource Management
Special Edition Episode: MoneyWi$e 8, Season 4
Developing sound financial habits, just like other skills, are best learned with practice. On this episode of Talking FACS, Dr. Nichole Huff and Kelly May outline tangible steps that parents can take to ensure that their children are on the path of financial health.
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page

Jan 3, 2022
Financial Recovery and Resilience
Jan 3, 2022
Jan 3, 2022
13 min
Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
Special Edition Episode: MoneyWi$e 7, Season 4
Building financial resiliency takes patience and time. With a few simple skills outlined by Dr. Nichole Huff, anyone can learn the skills needed to build financial health and wealth for the future.
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page

Dec 6, 2021
Buy Now, Pay Later
Dec 6, 2021
Dec 6, 2021
10 min
Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Kelly May, Senior Extension Associate for Family Finance and Resource Management
Special Edition Episode: MoneyWi$e Episode 6, Season 4
It is easy to be tempted to delay paying for something when given the chance. On this episode of Talking FACS, Kelly May shares important considerations to think about when presented the option to buy now and pay later. She discusses benefits and challenges presented by this loan product and shares tips to avoid getting caught in a sticky situation.
For more information about MoneyWi$e habits, visit:
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page

Nov 1, 2021
Smart Home, Brilliant Savings
Nov 1, 2021
Nov 1, 2021
12 min
Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
Finding ways to save money is often the goal for homeowners. On this episode of Talking FACS, Dr. Nichole Huff explores the concept of smart home technology. She explains the various ways homeowners can maximize savings while accessing new features to improve efficiency.
Special Edition Episode: MoneyWi$e 5, Season 4
For more information about MoneyWi$e habits, visit:
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page
Energy Star
Internal Revenue Service
Kentucky Revenue Service
Local IRS Office Finder

Oct 4, 2021
Oct 4, 2021
15 min
Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
Creating goals for building savings is a great way to ensure that you actually do it! On this episode of Talking FACS, Dr. Nichole Huff shares tips and tricks for finding extra money to add to savings. She advocates for breaking down savings goals into manageable chunks.
Special Edition Episode: MoneyWi$e 4, Season 4
For more information about MoneyWi$e habits, visit:
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page

Sep 13, 2021
Sep 13, 2021
9 min
Host: Dr. Jennifer Hunter, Assistant Director for Family and Consumer Sciences Extension, University of Kentucky
Guest: Kelly May, Senior Extension Associate for Family Finance and Resource Management
Episode 7, Season 4
Families with children may be finding more money in their bank accounts these days thanks to advance payments of the Child Tax Credit. Kelly May joins Dr. Jennifer Hunter to talk about these payments, a feature of the American Recovery Act and how they will impact 2021 taxes.
For more information, visit:
IRS Advance Child Tax Credit Payments

Sep 7, 2021
Sep 7, 2021
12 min
Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guests: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management, Joe Wilcox, KY Saves 529 Institutional Relationship Manager, with Ascensus Government Savings
No matter how old or how young your children may be, it is never too early to start saving for their future educational plans. The KY 529 Savings Plan is an easy way to save so that when the time comes, your family is ready!
Special Edition Episode: MoneyWi$e 3, Season 4
For more information about Kentucky Saves visit:
KY Saves Website
For more information about MoneyWi$e, visit:
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page

Aug 2, 2021
Guarding Against Identity Theft
Aug 2, 2021
Aug 2, 2021
16 min
Host: Dr. Jennifer Hunter, Assistant Director for Family and Consumer Sciences Extension, University of Kentucky
Guest: Kelly May, Senior Extension Associate for Family Finance and Resource Management
Special Edition Episode: MoneyWi$e
Identity theft is very common and is often the most reported type of fraud complaint received by enforcement agencies such as the Federal Trade Commission. On this episode of Talking FACS, Kelly May shares with Dr. Jennifer Hunter, tips for protecting your information so that it will not be as easy for those with criminal intent to access and steal your identity.
For more information, visit:
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page

Jul 12, 2021
To Buy or Lease, That is the Question
Jul 12, 2021
Jul 12, 2021
10 min
Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
Special Edition Episode: MoneyWi$e
New cars are scarce right now, so if you are in the market for a new vehicle you might find your options limited. On this episode of Talking FACS, Dr. Nichole Huff shares tips to consider in this current car market.
For more information, visit:
MoneyWi$e Website
MoneyWi$e Newsletter
MoneyWi$e Facebook Page