Talking FACS
Episodes
Tuesday Apr 02, 2024
Major Appliance Purchases
Tuesday Apr 02, 2024
Tuesday Apr 02, 2024
Host: Mindy McCulley, Family and Consumer Sciences Extension Specialist for Instructional Support, University of Kentucky
Guest: Jeanne Badgett, Extension Associate for Clothing, Textiles, and Household Equipment
Season 6, Episode 38
Welcome to the "Talking FACS Podcast," your trusted source for expert knowledge simplified. In this episode, we're exploring the world of appliance purchasing with Senior Extension Associate, Jeanne Badgett, from the University of Kentucky's Family and Consumer Sciences Extension program. We uncover a wealth of crucial factors you need to consider that could drastically alter the final cost and long-term value of your investment.
From understanding the principles of "need vs. want" and the importance of budgeting, to the art of comparison shopping and recognizing true value beyond brand names and prices, we equip you with the tools to make an informed choice. Our expert guest dissects the differences in purchasing in cities and rural areas, and highlights the benefits of buying local and the potential deals at small retailers. Using these tips, not only will you be ready to shop in-store, but also to navigate the world of online shopping!
We also discuss and demystify often overlooked aspects of cost, such as the long-term operation and maintenance charges, hidden fees like delivery and installation, and even potential savings opportunities through tax write-offs when donating older equipment. The podcast ends with an insightful discussion on extended warranties to ensure you understand their true value and other warranty options that might already be available to you.
Join us on the "Talking FACS Podcast" as we ensure you capably navigate the maze of major appliance shopping and buy smartly to match your family's needs and budget.
Connect with FCS Extension through any of the links below for more information about any of the topics discussed on Talking FACS.
Kentucky Extension Offices
UK FCS Extension
Website
Facebook
Instagram
FCS Learning Channel
Tuesday Mar 05, 2024
Allowances: Life Skill Building
Tuesday Mar 05, 2024
Tuesday Mar 05, 2024
Host: Mindy McCulley, Extension Specialist for Instructional Support, University of Kentucky
Guest: David Weisenhorn, PhD Extension Specialist for Parenting and Child Development
Season 6, Episode 34
Allowances can be excellent life skill building tools if parents put a bit of forethought into the process. On this episode of Talking FACS, Dr. David Weisenhorn shares many of the benefits of giving children allowances and strategies for helping them begin to develop financial management skills on a small scale.
For more information about this topic and other MoneyWi$e topics, visit:
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page
Connect with FCS Extension through any of the links below for more information about any of the topics discussed on Talking FACS.
Kentucky Extension Offices
UK FCS Extension
Website
Facebook
Instagram
FCS Learning Channel
Thursday Jan 04, 2024
The Cost of Convenience
Thursday Jan 04, 2024
Thursday Jan 04, 2024
Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
Season 6, Episode 25
We have become an "on demand" society, but this convenience comes at a price. On this episode of Talking FACS, Dr. Nichole Huff discusses the real cost of convenience, both to our wallets and to the other things we might be sacrificing so that we can have things delivered directly as soon as we want them.
For more information about this topic and other MoneyWi$e topics, visit:
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page
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Tuesday Oct 03, 2023
Organizing your time and spaces
Tuesday Oct 03, 2023
Tuesday Oct 03, 2023
Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guests: Miranda Bejda, Graduate Assistant for Family and Consumer Sciences Extension
Season 6, Episode 12
When people want to maximize the productivity, whether at home or at work, one of the ways to make a major impact is to prioritize organization. Your calendar and spaces can become overly cluttered which might cause you to feel at loose ends and unable to complete any task effectively. On this episode of Talking FACS, Miranda Bejda share tips for organizing your time and space for maximum productivity.
For more information about this topic and other MoneyWi$e topics, visit:
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page
Tuesday Jun 06, 2023
Saving Money on Medical Expenses
Tuesday Jun 06, 2023
Tuesday Jun 06, 2023
Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
Season 5, Episode 39
Medical expenses are some of the most significant expenses some families have in their budgets. On this episode of Talking FACS, Dr. Nichole Huff share strategies for reducing the financial impact of medical expenses and tips for planning for future costs related to health care.
For more information about this topic and other MoneyWi$e topics, visit:
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page
Tuesday May 23, 2023
Debt Repayment Blizzard
Tuesday May 23, 2023
Tuesday May 23, 2023
Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
Season 5, Episode 33
As we wrap up Financial Literacy Month, Dr. Nichole Huff comes back on Talking FACS to discuss two different but similar ways to reduce debt. She shares information about the "Snowball" and "Avalanche" repayment strategies which seek to either reduce the total number of bills you need to pay monthly, or reduce the amount of interest you are paying on debt. Enjoy this lively discussion about ways to "deep freeze" your debt.
For more information about this topic and other MoneyWi$e topics, visit:
MoneyWi$e Newsletter
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Full episode transcript
Monday Apr 17, 2023
Compound Interest
Monday Apr 17, 2023
Monday Apr 17, 2023
Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Kelly May, Senior Extension Associate for Family Finance and Resource Management
Season 5, Episode 32
April is Financial Literacy Month. Throughout this month our shows will feature topics related to finances - everything from giving to the magic of compound interest (today's topic)! Join in each week this month to raise your Financial IQ without going back to school.
Compound interest let's your money work for you! When you put your money into an account that earns compound interest, its growth is much faster than when it is earning simple interest. Listen to today's episode to learn more about how compound interest can work for (or against) your financial goals!
For more information about this topic and other MoneyWi$e topics, visit:
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page
Monday Dec 05, 2022
Transferring Cherished Possessions: Estate Planning for Non-Titled Property
Monday Dec 05, 2022
Monday Dec 05, 2022
Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
MoneyWi$e Episode 5, Season 6
Preparing to transfer your cherished possessions can be a daunting task that evokes a range of emotions and trepidation for many individuals. On this episode of Talking FACS, Dr. Nichole Huff shares tips for easing the task of distributing your non-titled property.
For more information, see the following Extension publications:
Estate Planning Part 5: Wills and Probate in Kentucky
Estate Planning Part 7: Federal and State Estate Taxes
For more information about this topic and other MoneyWi$e topics, visit:
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page
Monday Nov 07, 2022
Holiday Meals on a Budget
Monday Nov 07, 2022
Monday Nov 07, 2022
Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
MoneyWi$e Episode 5, Season 5
The holiday season is just around the corner. With inflation driving up the costs of good and services, the rising prices of of groceries might be on the minds of many Kentuckians as they plan to host holiday events this year. On this episode of Talking FACS, MoneyWi$e expert, Dr. Nichole Huff, is going to share strategies for keeping the down the costs of holiday meals.
For more information, visit:
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page
Monday Oct 03, 2022
Understanding Credit Reports and Scores
Monday Oct 03, 2022
Monday Oct 03, 2022
Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Kelly May, Senior Extension Associate for Family Finance and Resource Management
MoneyWi$e Episode 4, Season 5
Credit reports and credit scores can be difficult to understand. However, using the knowledge shared by Kelly May on this episode of Talking FACS, you can decipher what the numbers mean. Kelly also provides tips for accessing your credit report and steps to take to keep your score strong.
To access your free annual credit reports:annualcreditreport.com or call 1-877-322-8228. To request by mail,
Annual Credit Report Request Service
PO Box 105281
Atlanta, GA 30348-5281
For more information about:
Credit reports and scores
Disputing and reporting false information on your credit report
For more information about this and other MoneyWi$e topics, visit:
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page
Monday Sep 12, 2022
Preparing for Retirement
Monday Sep 12, 2022
Monday Sep 12, 2022
Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
MoneyWi$e Episode 3, Season 5
Planning for retirement is important no matter your life stage. On this episode of Talking FACS, Dr. Nichole Huff discusses the importance of retirement planning at the beginning of the process and when you are ready to start making withdrawals.
For more information about this topic and other MoneyWi$e topics, visit:
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page
Monday Aug 01, 2022
Investing Basics: Making Your Money Work for You
Monday Aug 01, 2022
Monday Aug 01, 2022
Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Kelly May, Senior Extension Associate for Family Finance and Resource Management
MoneyWi$e Episode 2, Season 5
Do you understand the concepts involved with investing? On this episode of Talking FACS, Kelly May breaks down the basic terminology of investing and puts it in language that we can all understand. She gives ideas for getting started on your own investment journey.
For more information about this topic and other MoneyWi$e topics, visit:
MoneyWi$e Newsletter
MoneyWi$e Website
MoneyWi$e Facebook Page