4 days ago
Simple Steps to Budgeting
Host: Mindy McCulley, MS Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Kelly May, MS Senior Extension Associate for Family Finance and Resource Management
Season 8 | Episode 47
Join host Mindy McCulley and guest Kelly May, Senior Extension Associate for Family Resource Management, as they break budgeting into simple, realistic steps to help you spend with purpose, save with confidence, and gain control of your financial future.
Topics include understanding gross vs. net income, categorizing expenses (fixed, flexible, occasional), planning for surprise costs, handling surpluses and deficits, avoiding lifestyle creep, and using side gigs or resources to improve your balance.
Listeners will come away with practical actions: plan with take-home pay, track all food and small cash purchases, build an emergency fund, prioritize or trim flexible expenses when needed, and reach out to local Extension resources for help.
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