MoneyWi$e

Saving Money on Medical Expenses

Host:  Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
Season 5, Episode 39
Medical expenses are some of the most significant expenses some families have in their budgets.  On this episode of Talking FACS, Dr. Nichole Huff share strategies for reducing the financial impact of medical expenses and tips for planning for future costs related to health care.
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Debt Repayment Blizzard

Host:  Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
Season 5, Episode 33
As we wrap up Financial Literacy Month, Dr. Nichole Huff comes back on Talking FACS to discuss two different but similar ways to reduce debt.  She shares information about the "Snowball" and "Avalanche" repayment strategies which seek to either reduce the total number of bills you need to pay monthly, or reduce the amount of interest you are paying on debt.  Enjoy this lively discussion about ways to "deep freeze" your debt.
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Full episode transcript

Compound Interest

Host:  Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Kelly May, Senior Extension Associate for Family Finance and Resource Management
Season 5, Episode 32
April is Financial Literacy Month.  Throughout this month our shows will feature topics related to finances - everything from giving to the magic of compound interest (today's topic)! Join in each week this month to raise your Financial IQ without going back to school.
Compound interest let's your money work for you!  When you put your money into an account that earns compound interest, its growth is much faster than when it is earning simple interest.  Listen to today's episode to learn more about how compound interest can work for (or against) your financial goals!
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Transferring Cherished Possessions: Estate Planning for Non-Titled Property

Host:  Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
MoneyWi$e Episode 5, Season 6
Preparing to transfer your cherished possessions can be a daunting task that evokes a range of emotions and trepidation for many individuals.  On this episode of Talking FACS, Dr. Nichole Huff shares tips for easing the task of distributing your non-titled property.
For more information, see the following Extension publications:
Estate Planning Part 5: Wills and Probate in Kentucky
Estate Planning Part 7: Federal and State Estate Taxes
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Holiday Meals on a Budget

Host:  Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
MoneyWi$e Episode 5, Season 5
The holiday season is just around the corner.  With inflation driving up the costs of good and services, the rising prices of  of groceries might be on the minds of many Kentuckians as they plan to host holiday events this year.  On this episode of Talking FACS, MoneyWi$e expert, Dr. Nichole Huff, is going to share strategies for keeping the down the costs of holiday meals.
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Understanding Credit Reports and Scores

Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Kelly May, Senior Extension Associate for Family Finance and Resource Management
MoneyWi$e Episode 4, Season 5
Credit reports and credit scores can be difficult to understand.  However, using the knowledge shared by Kelly May on this episode of Talking FACS, you can decipher what the numbers mean.  Kelly also provides tips for accessing your credit report and steps to take to keep your score strong.
To access your free annual credit reports:annualcreditreport.com or call 1-877-322-8228.  To request by mail,
Annual Credit Report Request Service
PO Box 105281
Atlanta, GA 30348-5281
For more information about:
Credit reports and scores
Disputing and reporting false information on your credit report
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Preparing for Retirement

Host:  Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
MoneyWi$e Episode 3, Season 5
Planning for retirement is important no matter your life stage.  On this episode of Talking FACS, Dr. Nichole Huff discusses the importance of retirement planning at the beginning of the process and when you are ready to start making withdrawals.
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Investing Basics: Making Your Money Work for You

Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Kelly May, Senior Extension Associate for Family Finance and Resource Management
MoneyWi$e Episode 2, Season 5
Do you understand the concepts involved with investing?  On this episode of Talking FACS, Kelly May breaks down the basic terminology of investing and puts it in language that we can all understand.  She gives ideas for getting started on your own investment journey.
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Stop Procrastinating: Tips for Enhanced Productivity

Host:  Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
MoneyWi$e Episode 1, Season 5
Procrastination is something many of us battle.  On this episode of Talking FACS, Dr. Nichole Huff discusses many reasons for procrastination and steps we can take to combat our tendency to procrastinate.
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Finding Ways to Increase Productivity

Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Kelly May, Senior Extension Associate for Family Finance and Resource Management
Special Edition Episode: MoneyWi$e Episode 12, Season 4
We all want to be more productive whether at work, at home, or even at play.  On this episode of Talking FACS, Kelly May shares tips for "finding flow" and ways to increase your productivity to enhance your success.
If you would like to learn more about productivity skills and resources, ask your county Family and Consumer Sciences  Extension agent about Time Well Spent: Productivity Skills for Success.
Finding Flow in 8 Simple Steps
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Financial Recovery after a Natural Disaster

Host:  Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
Special Edition Episode: MoneyWi$e 11, Season 4
"(Storm) Survivors are faced with so many decisions that can affect their family's financial well-being and their over all well-being." -Nichole Huff
At one time, we thought spring was the storm season in Kentucky.  And while we still see many spring storms, it seems any season is now storm season!  This month for the Talking FACS MoneyWi$e segment, Dr. Nichole Huff discusses how to recover financially from natural disasters.  She shares steps to take immediately after the disaster occurs as well as things you can do before disaster strikes in hopes of mitigating the financial effects left in a storm's wake.
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Spring Clean Your Budget

Host:  Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
Special Edition Episode: MoneyWi$e 10, Season 4
Spring is in the air, making it a perfect time to renew your . . . BUDGET!  On this episode of Talking FACS, Dr. Nichole Huff explains exactly why our budgets need a spring refresh and the steps we need to take to ensure that we are making the most of our spending plans.
Don't think of your budget as restrictive, "Just think of it as assigning every dollar a job." - Nichole Huff
Track Your Spending (Consumer Financial Protection Bureau)
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